Apple was previously allowing its corporate employees to test the Apple Card, but is now expanding testing to a much larger group through an internal beta program that launched this week.
Employees are able to sign up directly from their personal devices, with the Apple Pay portion of the card activated immediately and a card scheduled to be sent within two to three weeks. Employees are receiving APRs between 13.24 percent and 24.24 percent, the same APR range that will be provided to consumers.
With thousands of retail workers available, the expansion marks the first wide scale test, allowing Apple to find and address bugs and other problems before the Apple Card launches to the public.
Apple employees have been asked not to discuss the card, but they are allowed to use it in public to make purchases.
Screenshots of the employee beta of the Apple Card show that test versions of the card are fully functional and include the ability to receive daily cash back, pay bills, see an order status for a physical card and…